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PWRDF Development Project

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ECLOF Kenya is an expanding, locally rooted, mid-tier microfinance institution concentrating on rural and peri-urban areas in Kenya. Founded in 1994, it has served poor and low-income entrepreneurs and farmers in Kenya for over 20 years. Besides loans, ECLOF Kenya provides clients with access to micro insurance for health or agricultural purposes, and non-financial services and training. ECLOF Kenya is currently transforming to a socially motivated deposit-taking microfinance institution and scaling its work to be both broader and deeper, i.e. reaching clients at the lowest income segments and in more remote areas. ECLOF carried out “training of trainers” initiative and designed training programs and teaching material. 3,944 microfinance solidarity group leaders are now trainers on financial literacy. Group leaders trained an average of 8 members per group resulting in enhanced customer retention, improved product uptake, repeat borrowing, and improved portfolio quality and staff productivity. The direct and indirect number of beneficiaries was estimated at 33,000.